Totally Free Checking
• No Monthly Service Fee
• Unlimited check writing, No per check charges
• Free online Bill Pay
• Free Home Banking
• Free first order of checks
• Surcharge Free ATM transactions at over 33,000 BMI FCU, Alliance One, and CO-OP Network ATMs® nationwide
• Free transactions at more than 3,300 CU Service Centers® nationwide
• Free Visa Debit Card transactions
• Free teller transactions
• Choice of mail or e-Statements
• Overdraft Plus
• View your cleared checks online
Visit our Anytime Adviser Online Checking Account Coach to learn more about managing your checking account. After you open your new BMI FCU Checking Account, use our Quick n' Easy Switch Kit to easily move your old bank checking account.
Platinum Checking
Our Platinum Checking Account shares the benefits of our Totally Free Checking Account and it pays a monthly dividend! This account is ideal for members who carry larger checking account balances. The $4.95 monthly fee is waived, and you earn dividends, when you maintain a $2,500 checking balance throughout the month. Click here for rates.
After you open your new BMI FCU Checking Account, use our Quick n' Easy Switch Kit to easily move your old bank checking account.
Second Chance Checking
• Designed to help members re-establish their checking account history
• $10 per month service fee
• ATM Card with withdrawal privileges only
• Extended hold on all check deposits (excluding Government issued checks and
recognizable payroll checks)
Visit our Anytime Adviser Online Checking Account Coach to learn more about managing your checking account.
Members using our 2nd Chance checking account can apply for our Free checking account after 12 months in good standing and completion of the BalanceTrackChecking Account Education Module.
BMI is pleased to bring you the 21st century equivalent to the old change jar, BMiChange. When you sign up for BMiChange, all of your BMI debit card purchases are automatically rounded up to the next dollar and moved into a Special BMiChange High Yield Savings Account. It’s your electronic change jar! More…
Overdraft Plus™
This service allows you to overdraw your account to a predetermined limit by simply writing a check. Normal NSF fees will apply. Overdraft Plus is available to all Free Checking account members after 90 days or immediately after receiving your first deposit. See additional information about our Overdraft Plus Protection here.
Click here to learn more on how to protect your account from life's unexpected events.
Go Direct!
BMI FCU is pleased to partner with Go Direct, a national campaign sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks, to encourage people who get Social Security and other federal benefit payments by check to switch to direct deposit.
Direct deposit is simply the best way to receive Social Security and Supplemental Security Income (SSI) payments. Direct deposit eliminates the risk of lost or stolen checks, reduces fraud, helps protect against identity theft and gives you more control over your money. Plus, direct deposit provides you with immediate access to your money from virtually everywhere. Click here to visit the Go Direct site.
Please note the changes to our Funds Availability Disclosure as of February 27, 2010. click here
IRA, Certificate, and Investment Information | Savings Information | Fee Schedule
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Checking Accounts
