Loans & Credit Cards 
Visa Credit Cards
Visa Credit Cards
| Visa Credit Cards |
A BMI FCU VISA offers low rates, no annual fees, no penalty pricing, and no cash advance fees. And with a FIXED RATE starting as low as 9.9% APR, you will not find a credit card better than this! If you doubt that, follow this link to find out what your credit card company may be doing to you. |
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| Annual Percentage Rate for purchases (APR) | Visa Platinum as low as 9.90%* Share Secured Visa 13.90% |
| Annual Percentage Rate (APR)for balance transfers and cash advances | Visa Platinum as low as 9.90%* Share Secured Visa 13.90% |
| Minimum finance charge | None |
| Transaction fee for purchases | None |
| Transaction fee for cash advances | None |
| Grace period for purchases | 25 day grace period, calculated from the statement closing date to the payment due date, in which you can pay the Purchases New Balance and any unpaid finance charges on the statement to avoid a finance charge. |
| Balance computation method for purchases | Average Daily Balance Method (including current transactions) |
| Late payment, and returned payment check fees | Late payment fee - $20.00, 15 days after payment due date Returned payment check fee - $25.00 (no fee if check is drawn against BMI Federal Credit Union) |
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*The actual rate you receive will be between 9.90% and 17.90% based of your credit worthiness
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To report a lost or stolen VISA please call our office (614-707-4000) during business hours or, if it is after hours, you can call 1-800-682-6075.
For our members who are trying to reestablish credit we have the Share-Secured Visa Credit Card. The credit limit is secured by an equal hold on the member's Share Savings Account.
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
UnitedStates Government. National Credit
Union Administration (NCUA), an agency
of the U.S. Government.
